Frank Garcia Sr
(305) 669-9005

Real Estate Tips
12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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05MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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I know everything about Real Estate. Contact Me!

Frank Garcia Sr
Imperial Alliance Realty LLC
9190 Sunset Dr Suite 104 Miami Fl 33173
Phone: (305) 669-9005, (786) 238-3464
If you’re considering investing in a new property, looking for assistance in selling your current one, or need support with any other real estate matter, I’m here to assist you every step of the way. As an experienced and certified Real Estate Agent and Broker, I bring a wealth of expertise to the table. With a track record of helping investors and managing properties for various companies, I am dedicated to providing tailored solutions and committed service to help you achieve your goals effectively. Let’s team up to navigate the complexities of the real estate market and ensure a smooth and successful experience for you.
Why Us?
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You can relax knowing you are in good hands
Experience
High probability of a successful transaction
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Excellent local market knowledge
Property standing
We offer advice on preparing your home for sale
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